Thank you for visiting the eAccessLoan web site brought to you by eAccessLoan. By accessing and using this web site, you agree to be bound by the following terms and conditions, so please carefully review this section before proceeding. eAccessLoan reserves the right to change these terms and conditions and to make changes to any of the products or programs described in this site at any time without notice or liability. While information on this website is believed to be accurate and complete, eAccessLoan can not guarantee its total accuracy at all times. Some information may be incomplete, condensed or out-of-date. Terms and Conditions for Use of this Website

JURISDICTION. This service does not constitute an offer or solicitation for short term loans. This service may or may not be available in your particular state. The states this site services may change from time to time without notice. Unless otherwise stated, all aspects and transactions on this site will be deemed to have taken place at our offices in Utah, regardless of where you may be viewing or accessing this site. We do strive to respect and follow any deferred presentment lending regulations in the state where you reside.

PRIVACY POLICY. We use secure socket layer encryption to provide security and protect your privacy. All information you submit is kept confidential and is protected by our Privacy Policy.

INSUFFICIENT FUNDS. In the event that any transaction you have authorized is returned to eAccessLoan for any reason: (1) you agree to pay a returned check charge of $20.00; (2) in the event that we initiate collection activity on your account, you agree to be responsible for collection fees, court costs and fees, and all reasonable attorney fees, and (3) you authorize eAccessLoan to initiate debits to your account in amounts up to and less than the amount owed until the amount owed is paid in full.

LOAN AMOUNT AND FEES. Loans are provided by eAccessLoan. eAccessLoan currently provides loans ranging from $100.00 to $700.00 depending on your qualifications and state of residence. See fees for a complete breakdown of amounts and charges for various length loans.

NEGOTIATING DISPUTES To the extent permitted by law, all disputes and controversies of every kind and nature between parties, and any other claim related in any way to eAccessLoan shall be resolved by binding arbitration under the Code of Procedure of the National Arbitration Forum (NAF) in effect at the time the claim is filed. This includes all claims or disputes of any type, including but not limited to claims arising under a loan you may receive from us, in tort, or under any statute or regulation, and claims against any of our employees, officers, or agents. Rules and forms of the NAF may be obtained and all claims shall be filed at any NAF office, on the World Wide Web at www.arb-forum.com by telephone at 800-474-2371, or at "National Arbitration Forum, P.O. Box 50191, Minneapolis, Minnesota 55405". Your arbitration fees will be waived by the NAF in the event you cannot afford to pay for them. Any arbitration agreement is made pursuant to a transaction involving interstate commerce. It shall be governed by the Federal Arbitration Act, 9 U.S.C, Sections 1-16. Judgment upon the award may be entered by an party in any court having jurisdiction.

Notice: By agreeing to arbitrate all disputes, YOU AGREE TO WAIVE ANY RIGHT TO TRIAL OF SUCH DISPUTES BY A JURY OR BY A JUDGE IN COURT.

Agreement to to Bring, Join, Or Participate In Class Actions: To the extent permitted by law, you agree that you will not bring, join or participate in any class action as to any claim, dispute or controversy you may have against us, our employees, officers, directors, servicers and assigns. You agree to the entry of injunctive relief to stop such a lawsuit or to remove you as a participant in the suit. You agree to pay the attorney's fees and court costs we incur in seeking such relief. This agreement does not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This agreement not to bring or participate in class action suits is an independent agreement and shall survive the closing and repayment of the loan for which you are applying.

Exchange Of Credit Information. We have retained eAccessLoan, LLC. ("Capital") to underwrite and service your loan. You authorize eAccessLoan and Capital to share information in connection with the application, processing, funding, servicing, repayment and collection of your loan.

Documentation You agree that electronic mail, electronic forms, records, photocopies, and/or facsimile copies of the documents you submit are valid and enforceable as the original. Further, you agree that by verbal consent in person or by phone, typing your name as your electronic signature, or any other manner or method of accepting as outlined herein constitutes an acceptance of all terms and conditions of the Agreement for which will be deemed valid and binding on all parties to this Agreement.

Electronic Signature/Verbal Consent By completing an application on this site, you understand and agree to all terms and conditions provided herein, and by submitting the online information application by Internet, fax or by phone, you are applying for a cash advance and certify that information provided by you is true and correct under penalty of perjury. You agree that upon submission of your electronic signature or verbal consent by phone, you are not presently involved in, or contemplating bankruptcy now or in the future. You authorize us to verify the information in this application and hereby give eAccessLoan consent to obtain information on you from a consumer reporting agency or other various means available. You understand eAccessLoan reserves the right to decline an applicant at any time, with cause determined by judgment of risk, and upon completion of due diligence of applicant. In order to process this application, you understand verification of the information you have provided is necessary, including, but not limited to, employment and bank account verification. You accept personal responsibility for safeguarding any PIN or CUSTOMER NUMBER that might be assigned to you.

eAccessLoan AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS WEB SITE FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. CU ON PAYDAY, LLC AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL eAccessLoan, LLC AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE SE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS WEB SITE. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS WEB SITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. CU ON PAYDAY, LLC AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME. IN NO EVENT SHALL eAccessLoan, LLC AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THIS WEB SITE.

Warning A cash advance is intended as a short-term cash flow tool. It is not designed as a solution for longer-term financial problems. If managing your financial situation is a challenge, please review some educational material that may help.

If you have any questions, please contact us.